| ZIP Codes: | 21 ZIP Codes (14 Standard, 7 PO Box, 0 Unique) [See All] |
| Area Codes: | 408 / 831 |
| Timezone: | Pacific (GMT -08:00) |
| Local Time: | 2:11:30 PM |
| Population: | 272,278 [See All] |
| FIPS: | 06087 |
| CBSA: | Santa Cruz-Watsonville, CA |
| Land Area: | 427 sq mi |
| Water Area: | 2 sq mi |
| Coordinates: | 37.0241, -121.9933 |
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272,278 residents live across 21 ZIPs covering 427 sq mi, served by 13 distinct USPS-recognized cities.
Population moved from 276,881 to 272,278 from 2014 to 2024 — a -1.7% change. 6 ZIPs gained residents, 10 lost.
The county's wealthiest ZIP 95065 (Santa Cruz, $153,222 median) and poorest ZIP 95019 (Freedom, $67,474) are 13.8 miles apart — a 2.3× income gap across local geography.
Median home values vary 2.6× across this county — from $467,000 in 95064 (Santa Cruz) to $1,228,500 in 95065 (Santa Cruz).
Density varies 70× across the county — from 119 people/sq mi in 95006 (Boulder Creek) to 8,284 in 95019 (Freedom).
Educational attainment ranges from 14.9% bachelor's+ in 95019 (Freedom) to 75.7% in 95064 (Santa Cruz) — the breadth of educational profiles across the area.
Within California, this is the #25 most populous of 58 counties and ranks #13 for median household income .
Weighted by population, the typical household earns about $111,082 across the county — reflecting what a typical resident sees, not a simple ZIP average.
42.0% of adults age 25+ hold a bachelor's degree or higher (76,824 of 182,823 reporting).
14 Standard delivery, 7 PO Box only, 0 single-entity Unique ZIPs serve this county.
1 ZIP in this county where more than 60% of adults 25+ hold a bachelor's degree — typically college campuses, research enclaves, or tech corridors.
| ZIP | City | Type | Population | Median Income | Area (sq mi) | 10-yr Growth |
|---|---|---|---|---|---|---|
| 95076 | Watsonville | Standard | 82,806 | $91,099 | 138.3 | -2.1% |
| 95060 | Santa Cruz | Standard | 46,268 | $108,591 | 57.3 | -1.9% |
| 95062 | Santa Cruz | Standard | 35,607 | $112,106 | 5.1 | -2.1% |
| 95003 | Aptos | Standard | 24,951 | $148,412 | 32.2 | 2.3% |
| 95066 | Scotts Valley | Standard | 15,135 | $151,250 | 16.9 | 0.3% |
| 95073 | Soquel | Standard | 11,639 | $118,169 | 23.0 | 7.3% |
| 95064 | Santa Cruz | Standard | 10,168 | $121,042 | 1.9 | 20.7% |
| 95010 | Capitola | Standard | 8,707 | $105,236 | 1.5 | -7.0% |
| 95065 | Santa Cruz | Standard | 7,997 | $153,222 | 10.8 | -4.0% |
| 95006 | Boulder Creek | Standard | 7,561 | $102,167 | 63.6 | -17.5% |
| 95005 | Ben Lomond | Standard | 7,277 | $104,375 | 13.4 | 10.0% |
| 95018 | Felton | Standard | 6,594 | $129,464 | 17.6 | -13.9% |
| 95019 | Freedom | Standard | 5,933 | $67,474 | 0.7 | -19.5% |
| 95041 | Mount Hermon | PO Box | 623 | $96,898 | 0.3 | 326.7% |
| 95017 | Davenport | Standard | 616 | $102,625 | 44.4 | -5.8% |
| 95007 | Brookdale | PO Box | 396 | $91,352 | 0.4 | -45.5% |
| 95067 | Scotts Valley | PO Box | — | — | 0.0 | — |
| 95077 | Watsonville | PO Box | — | — | 0.0 | — |
| 95061 | Santa Cruz | PO Box | — | — | 0.0 | — |
| 95001 | Aptos | PO Box | — | — | 0.0 | — |
| 95063 | Santa Cruz | PO Box | — | — | 0.0 | — |