ZIP Codes of Bay County, MI

Population & People
Population & People
Total Population
99,197
Household Income
Household Income
Median Income
$69,304
Housing
Housing
Total Housing Units
47,095
Business & Economy
Business & Economy
Total Businesses
2,023
Employment
Employment
Employment Rate
56.24%
Education
Education
Bachelor's Degree+
22.27%
Source: U.S. Census ACS 2024 5-Year Estimates · rolled up across the 11 ZIPs in this county.
Data Last Updated: June 1, 2026
ZIP Codes:11 ZIP Codes (9 Standard, 1 PO Box, 1 Unique) [See All]
Area Code:989
Timezone:Eastern (GMT -05:00)
Local Time:2:12:31 PM
Population:99,197 [See All]
FIPS:26017
CBSA:Bay City, MI
Land Area:418 sq mi
Water Area:30 sq mi
Coordinates:43.6669, -83.9580
Quick Link:
https://www.zip-codes.com/county/mi-bay.asp
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Michigan's #22 most populous county
99,197 residents across 11 ZIPs — #22 of 83 Michigan counties.

Standout ZIPs in this County


Most Populous
Bay City · 38,974 people
39.3% of county total
Highest Income
Linwood · $87,992 median
1.3× county average
Largest Land Area
Pinconning · 95.6 sq mi
Spans the most ground
Fastest Growth
Munger · 7.3% (10-yr)
1,444 → 1,549 residents
Most Educated
Auburn · 34.9% bachelor's+
1,615 of 4,625 adults 25+

Things worth knowing about Bay County


99,197 residents live across 11 ZIPs covering 418 sq mi, served by 9 distinct USPS-recognized cities.

Population moved from 103,998 to 99,197 from 2014 to 2024 — a -4.6% change. 2 ZIPs gained residents, 7 lost (and 1 held flat).

The county's wealthiest ZIP 48634 (Linwood, $87,992 median) and poorest ZIP 48708 (Bay City, $50,518) are 17.6 miles apart — a 1.7× income gap across local geography.

Median home values vary 1.6× across this county — from $107,700 in 48708 (Bay City) to $177,100 in 48611 (Auburn).

Density varies 32× across the county — from 24 people/sq mi in 48613 (Bentley) to 789 in 48708 (Bay City).

Educational attainment ranges from 13.3% bachelor's+ in 48613 (Bentley) to 34.9% in 48611 (Auburn) — the breadth of educational profiles across the area.

Within Michigan, this is the #22 most populous of 83 counties and ranks #35 for median household income .

Hosts 1 single-entity Unique ZIP: 48710University Center .

Weighted by population, the typical household earns about $62,312 across the county — reflecting what a typical resident sees, not a simple ZIP average.

22.3% of adults age 25+ hold a bachelor's degree or higher (16,200 of 72,744 reporting).

9 Standard delivery, 1 PO Box only, 1 single-entity Unique ZIPs serve this county.

All ZIP Codes in Bay County


ZIPCityTypePopulationMedian IncomeArea (sq mi)10-yr Growth
48706Bay CityStandard38,974$62,74767.9-2.9%
48708Bay CityStandard25,635$50,51832.5-5.9%
48732EssexvilleStandard11,340$57,90325.11.2%
48650PinconningStandard6,510$61,91195.6-8.6%
48611AuburnStandard6,093$87,96338.2-11.0%
48634LinwoodStandard4,334$87,99249.3-3.5%
48631KawkawlinStandard3,681$74,39834.4-16.1%
48747MungerStandard1,549$81,45830.67.3%
48613BentleyStandard1,081$58,84644.4-1.5%
48710University CenterUnique00.1
48707Bay CityPO Box0.0

Adjacent & Nearby Counties