ZIP Code 21740 in Hagerstown, MD

Data Last Updated: October 1, 2025
City:Hagerstown, Maryland
County:Washington County
Timezone:Eastern (GMT -05:00)
Local Time:12:35:16 AM
Population:65,619 [See All]
Area Codes:227 / 240 / 301 / 324 / 369
Classification:Standard [Normal Street Delivery]
Coordinates:39.6290, -77.7155
Land Area:70.88 sq mi
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Population & Demographics


ZIP Code 21740 has 65,619 residents and 25,010 households (average 2.47 persons per household). The median age is 38.5 years, about the same as the state (38.8) and about the same as the nation (38.8). The gender split is 50.1% male and 49.9% female, which is slightly higher than the state male share (48.2%). Largest groups are White (67.2%, much higher than the state average of 48.7%) and Black or African American (16.9%, much lower than the state average of 29.5%); Hispanic or Latino residents make up 9.3%, which is much lower than the national average (18.7%).

Explore More: Population Over Time By Age & Gender By Race By Gender Nativity & Citizenship

Source: U.S. Census 2020 Demographics & Housing Characteristics (DHC) and U.S. Census 2011-2023 American Community Survey (ACS) 5-Year Estimates.
2020 Population:65,619Source: Census DHC
2023 ACS Population Estimate:63,140Source: Census ACS
2025 ZC Population Estimate:66,065Source: ZIP-Codes.com
Population Density:925.8 people per sq mile
Average Income:$59,410Source: Census ACS
Households:25,010Source: Census DHC
Average House Value:$241,600Source: Census ACS
Persons Per Household:2.47Source: Census DHC
Average Family Size:3.29Source: Census ACS

Population Over Time (with 2010 & 2020 Census Benchmarks)


Group20102011210220132014201520162017201820192020202120222023
Census ACS Population Estimate--60,36960,83860,61661,58462,21761,84961,77261,80361,76860,92263,41362,76063,140
Decennial Census61,859------------------65,619------
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP05. DEMOGRAPHIC AND HOUSING ESTIMATES

Population by Age & Gender (Total, Male, Female)


Median Age: 38.5

Male Median Age: 37.8

Female Median Age: 39.4

Group< 55-910-1415-1920-2425-2930-3435-3940-4445-4950-5455-5960-6465-6970-7475-7980-8485+
Male2,0122,1412,1002,0642,0082,3042,4692,3812,1292,0822,2372,2702,0561,6011,277784483478
Female1,9012,1352,2701,9521,9322,0612,2592,1201,8801,8652,1652,3072,0161,7371,4711,007776889
Total3,9134,2764,3704,0163,9404,3654,7284,5014,0093,9474,4024,5774,0723,3382,7481,7911,2591,367
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Population by Race


White:44,06566.88%
Black:11,07116.80%
Hispanic:*6,1259.30%
Asian:1,4542.21%
American Indian:2360.36%
Hawaiian:440.07%
Other:2,8964.40%
Total:65,891100%
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)
* NOTE: Hispanic or Latino is an ethnicity, not a race. This means individuals who identify as Hispanic will also be included in one of the race categories (such as White or Black). As a result, the totals shown here may exceed 100% when Hispanic is displayed alongside racial groups.

Gender Breakdown


GenderCount%Median Age
Males:32,87650.10%37.8 years
Females:32,74349.90%39.4 years
Total:65,619100%38.5 years
Source: U.S. Census Bureau (2020) Demographics & Housing Characteristics (DHC)

Nativity & Citizenship


Native, born in the United States:56,53689.54%
Native, born in PR, Island Areas, or abroad:1,2121.92%
Foreign born, naturalized U.S. citizen:2,5494.04%
Foreign born, not a U.S. citizen:2,8438.54%
Total Population:63,140100%
Total Native Population:57,74891.46%
Total Foreign-born Population:5,3928.54%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS
Note: Nativity and Citizenship derived from American Community Survey (ACS) 5-year estimates. Total Population listed here will not match official ZIP Code population totals, which are based on the Decennial Census.

Income & Employment


In 2023, the Median household income is $59,410, which is far less than the state median ($101,652), is up $17,406 (41.4%) since 2011 and above its 2019 pre-pandemic level by $11,038. Family households earn a median of $77,411 versus $33,762 for nonfamily households (a difference of $43,649). By gender, male median income is $59,860 and female is $49,038, which is considerably lower than the state female median ($68,044), with a current gap of $10,822 that has widened from 2011 to 2023. The labor-force participation rate is 59.0%, which is far less than the state rate (67.2%). The unemployment rate is 6.0%, which is notably higher than the state rate (4.9%). The largest occupation group is Management (35.6%).

Explore More: Income Over Time Household Income Employment Status By Occupation

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02, DP03, DP04 and DP05.

Median Income Over Time (Household, Family, Nonfamily, Male, Female)


Income Type2011201220132014201520162017201820192020202120222023
Median Household Income$42,004$43,011$42,979$44,176$45,469$45,205$47,099$48,136$48,372$49,244$52,065$57,150$59,410
Median Family Income$54,360$54,161$55,377$56,497$56,329$55,742$58,716$58,717$61,849$66,658$69,734$75,601$77,411
Median NonFamily Income$27,039$26,565$26,892$28,253$29,333$30,222$31,033$31,221$28,258$29,242$30,024$32,557$33,762
Median Male Income$41,943$42,849$42,813$41,701$42,282$43,293$44,724$48,318$50,541$53,462$55,911$58,139$59,860
Median Female Income$32,561$35,566$35,399$35,714$35,583$35,978$35,314$37,498$37,401$40,848$43,584$46,620$49,038
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Average Household Income


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment Status


Employed:27,52054.97%
Unemployed:1,7763.55%
Not In Labor Force:20,76441.48%
Total:50,060100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Employment by Occupation (Civilian Employed Population, 16 and Over)


Management, business, science, and arts:9,79635.60%
Service:4,74517.24%
Sales and Office:6,00721.83%
Natural resources, construction, and maintenance:2,83810.31%
Production, transportation, and material moving:4,13415.02%
Total Civilian Employed Population:27,520100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS.

Housing & Affordability


In 2023, the median home value is $241,600, which is much lower than the state median ($397,700), is up $50,000 (26.10%) since 2011 and above its 2019 pre-pandemic level by $68,000. The median gross rent is $1,031, which is well under the state median ($1,662), is up $256 (33.03%) since 2011 and above its 2019 pre-pandemic level by $176. Of occupied housing, owners make up 55.16% (66.60% with a mortgage, 33.40% free-and-clear) and renters 44.84% - making this ZIP Code less home ownership than the state and higher than national rental averages. The vacancy rate is 7.68%, which is much lower than the national rate (10.43%).

Explore More: Compare Home Value Home Value Over Time Rent & Over Time Housing Occupancy

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Table DP03, SELECTED ECONOMIC CHARACTERISTICS.

Median Home Value (Comparison)


Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Home Value Over Time


Group2011210220132014201520162017201820192020202120222023
Median Home Value$191,600$179,900$171,200$172,900$170,100$167,800$170,000$172,700$173,600$183,000$191,600$230,400$241,600
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Gross Rent Paid


Less than $500:1,21810.90%
$500 to $999:3,94735.31%
$1,000 to $1,499:4,10036.68%
$1,500 to $1,999:1,24211.11%
$2,000 to $2,499:3212.87%
$2,500 to $2,999:1191.06%
$3,000 or more:150.13%
No Rent:2161.93%
Total:11,178100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Median Gross Rent Over Time


Group2011210220132014201520162017201820192020202120222023
Median Rent$775$792$793$779$774$790$796$826$855$858$885$986$1,031
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP04. SELECTED HOUSING CHARACTERISTICS

Housing Occupancy


Owner Occupied (with mortgage):9,15736.73%
Owner Occupied (free and clear, no mortgage):4,59318.43%
Renter Occupied:11,17844.84%
Total Occupied Housing Units:24,928100%

Occupied Housing Units:24,92892.32%
Vacant Housing Units (not graphed):2,0747.68%
Total Housing Units:27,002100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Housing Type (Single-Family, Multi-Family, Other)


Single-Family Units:19,41771.91%
Multi-Family Units:7,16026.52%
Other Units:4251.57%
Total Housing Units:27,002100%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP04. SELECTED HOUSING CHARACTERISTICS

Education, Health & Community


In 2023, 20.10% of adults (25+) have a bachelor's degree or higher, which is markedly below the state rate (42.70%). High school or higher is 86.00%, which is markedly below the state rate (91.00%). The uninsured rate is 6.20%, which is falls below the national rate (8.60%). Public coverage is 48.60%, which is notably higher than the state rate (34.20%). The share of people in poverty is 12.20%, which is markedly above the state rate (6.30%), down 1.40 percentage points since 2011 and below its 2019 pre-pandemic level by 2.90 percentage points. This suggests a positive shift in the local economic and social landscape - higher incomes, steadier consumer demand, and a strengthening tax base. Among residents ages 3+, the largest enrollment group is elementary (43.70%). College enrollment is 19.51%, which is markedly below the state rate (28.00%), indicating the community may be more oriented toward vocational/trade or direct-to-workforce opportunities.

Explore More: Educational Attainment Health Insurance Poverty Over Time School Enrollment

Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. Using data from Tables DP02 and DP03.

Educational Attainment of Adults (25 and Older)


Less than 9th grade:1,7474.00%
9th to 12th grade, no diploma:4,3629.98%
High school graduate (includes equivalency):16,11336.88%
Some college, no degree:9,21521.09%
Associate's degree:3,4637.93%
Bachelor's degree:5,29712.12%
Graduate or professional degree:3,4998.01%
Total:43,696100%
High school or higher:37,58786.02%
Bachelor's degree or higher:8,79620.13%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Health Insurance Coverage by Type (Private, Public, Uninsured)


Private Insurance:35,78452.33%
Public Insurance:28,90042.26%
No Insurance:3,7015.41%
Total:68,385100%
Has Health Insurance:64,68494.59%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP03. SELECTED ECONOMIC CHARACTERISTICS

Percentage of People in Poverty Over Time (2011-2023)


Group2011210220132014201520162017201820192020202120222023
% of People in Poverty13.6%14.3%15.8%15.8%15.9%15.8%15.9%15.5%15.1%14.1%15.4%12.4%12.2%
Source: U.S. Census 2011-2023 American Community Survey 5-Year Estimates. DP03. SELECTED ECONOMIC CHARACTERISTICS

Note: Counts of Families & People in poverty are not published at the ZIP Code level due to small sample sizes. Percentages shown are survey estimates from the American Community Survey (ACS). They may differ from official poverty statistics. The U.S. Census Bureau defines poverty status by comparing a family's or individual's total income with federal poverty thresholds that vary by family size and composition.

School Enrollment by Education Level (Ages 3 and Older)


Nursery School, Preschool:5714.35%
Kindergarten:9947.56%
Elementary school (grades 1-8):5,74243.70%
High school (grades 9-12):3,26924.88%
College or graduate school:2,56419.51%
Total:13,140100%
Early Childhood:1,56511.91%
K-12 (Primary & Secondary School):10,00576.14%
Source: U.S. Census 2019-2023 American Community Survey 5-Year Estimates. Table DP02. SELECTED SOCIAL CHARACTERISTICS

Business & Employment Statistics


ZIP Code 21740 supports both business and residential activity. According to the Business Census (2023), there are 1,814 business establishments, employing about 36,427 people with an annual payroll of $1,657,896,000. USPS data shows 26,747 residential mailboxes and 2,460 business mailboxes, reflecting local delivery coverage.

# Residential Mailboxes:26,747Source: USPS
# Business Mailboxes:2,460Source: USPS
Total Delivery Receptacles:28,910Source: USPS
Single Family Delivery Units:17,277Source: USPS
Multi Family Delivery Units:3,653Source: USPS
# of Businesses:1,814Source: CBP
1st Quarter Payroll:$404,640,000Source: CBP
Annual Payroll:$1,657,896,000Source: CBP
# of Employees:36,427Source: CBP

Geography, Land Area, & Statistical Classifications


ZIP Code 21740 is located in Washington County, Maryland, within the Hagerstown-Martinsburg, MD-WV Metropolitan Statistical Area (CBSA 25180) and Maryland's 6th Congressional District. This Metro area has a population of 298,525 people, about 21.98% of whom live in ZIP Code 21740. It covers 70.88 sq mi of land and a water area of 0.168 sq mi.

CBSA Name:Hagerstown-Martinsburg, MD-WVSource: Census
CBSA Number:25180Source: Census
CBSA Type:MetroSource: Census
CBSA Division:--Source: Census
CBSA Population:298,525Source: Census
MSA:Washington-Baltimore, DC-MD-VA-WV CMSASource: Census
Land Area:70.88 sq miSource: Census
Water Area:0.168 sq miSource: Census
Congressional District:06Source: USPS
Congressional Land Area:1950.26 sq miSource: Census
PMSA:Hagerstown, MD PMSASource: Census
Intro Date:< 2004-10Source: ZIP-Codes.com
Place FIPS Code:2436075Source: Census
Place Name:Hagerstown city; MarylandSource: Census

Adjacent & Nearby ZIP Codes


21741 | | 21738

Schools in ZIP Code 21740


ZIP Code 21740 is in the Washington County Public Schools, which serves grades Pre-Kindergarten thru 12th. There are 16 public schools and 10 private school(s) in this ZIP Code. It also has 6 colleges, universities or post secondary education institutions nearby which would be a short commute to.

Washington County Technical High 50 W Oak Ridge Dr
Hagerstown, MD 21740
District: Washington County Public Schools
Evening High School 40 W. Oak Ridge Drive
Hagerstown, MD 21740
District: Washington County Public Schools
Bester Elementary 385 Mill St
Hagerstown, MD 21740
District: Washington County Public Schools
E. Russell Hicks Middle 1321 S Potomac St
Hagerstown, MD 21740
District: Washington County Public Schools
Emma K. Doub Elementary 1221 S Potomac St
Hagerstown, MD 21740
District: Washington County Public Schools
Fountain Rock Elementary 17145 Lappans Rd
Hagerstown, MD 21740
District: Washington County Public Schools
Lincolnshire Elementary 17545 Lincolnshire Rd
Hagerstown, MD 21740
District: Washington County Public Schools
Pangborn Elementary 195 Pangborn Blvd
Hagerstown, MD 21740
District: Washington County Public Schools
Salem Avenue Elementary 1323 Salem Ave Ext
Hagerstown, MD 21740
District: Washington County Public Schools
South Hagerstown High 1101 S Potomac St
Hagerstown, MD 21740
District: Washington County Public Schools
Marshall Street School 1350 Marshall St
Hagerstown, MD 21740
District: Washington County Public Schools
Western Heights Middle 1300 Marshall St
Hagerstown, MD 21740
District: Washington County Public Schools
Washington County Job Development Center 1350 Marshall St
Hagerstown, MD 21740
District: Washington County Public Schools
Rockland Woods Elementary 18201 Rockland Drive
Hagerstown, MD 21740
District: Washington County Public Schools
Barbara Ingram School For The Arts 7-11 S. Potomac Street
Hagerstown, MD 21740
District: Washington County Public Schools
Jonathan Hager Elementary 12615 Sedgwick Way
Hagerstown, MD 21740
District: Washington County Public Schools
Hagerstown Childrens School 22 N Mulberry St
Hagerstown, MD 21740
District: Private School
Hillside Mennonite School 11610 Greencastle Pike
Hagerstown, MD 21740
District: Private School
Truth Christian Academy 41 Bryan Cir
Hagerstown, MD 21740
District: Private School
Emmanuel Christian School 16221 National Pike
Hagerstown, MD 21740
District: Private School
St Mary Catholic School 218 W Washington St
Hagerstown, MD 21740
District: Private School
St James School 17641 College Rd
Hagerstown, MD 21740
District: Private School
Huyetts Mennonite School 16404 National Pike
Hagerstown, MD 21740
District: Private School
Heritage Academy 12215 Walnut Pt W
Hagerstown, MD 21740
District: Private School
Highland View Academy 10100 Academy Dr
Hagerstown, MD 21740
District: Private School
Mt Aetna Adventist School (Maas) 10207 Crystal Falls Dr
Hagerstown, MD 21740
District: Private School

Colleges & Post Secondary Schools near ZIP Code 21740


Award Beauty School 26 E Antietam St
Hagerstown, MD 21740-5610
Type: Post Secondary
Hagerstown Community College 11400 Robinwood Dr
Hagerstown, MD 21742-6514
Type: Post Secondary
Shepherd University 301 North King St
Shepherdstown, WV 25443
Type: Post Secondary
James Rumsey Technical Institute 3274 Hedgesville Road
Martinsburg, WV 25403-0259
Type: Post Secondary
Valley College-Martinsburg 287 Aikens Ctr Edwin Miller Blvd
Martinsburg, WV 25404-6203
Type: Post Secondary
Martinsburg College 341 Aikens Center
Martinsburg, WV 25404-6204
Type: Post Secondary

Sources & References


Our sources include trusted federal and licensed data from the United States Postal Service, U.S. Census Bureau, U.S. Geological Survey, Centers for Medicare & Medicaid Services, and the National Center for Education Statistics, along with proprietary datasets created by ZIP-Codes.com. Data last updated on October 1, 2025.

  1. U.S. Postal Service [Last Updated: 10/1/2025], https://www.usps.com
  2. ZIP-Codes.com Proprietary Data Enhancements [Updated: 10/1/2025], https://www.zip-codes.com
  3. U.S. Census [Updated: Varies], https://www.census.gov
    • U.S. Census Office of Management and Budget [Updated: As Released]
    • U.S. Census 2020 Demographic & Housing Characteristics (DHC) [Decennial] [Updated: 5/25/2023]
    • U.S. Census 2011-2023 American Community Survey 5-year estimates (ACS) [Annually] [Updated: Annually, As Released]
    • U.S. Census Business Patterns (CBD) [Annually] [Updated: Annually, As Released]
    • U.S. Census American National Standards Institute (ANSI) [Updated: As Released]
  4. U.S. Geological Survey [Updated: Varies], https://www.usgs.gov
  5. Centers for Medicare & Medicaid Services [Updated: Annually, As Released], https://www.cms.gov
  6. National Center for Education Statistics [Updated: 10/1/2025], https://nces.ed.gov